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Yao Zhang
Executive Director, MSCI Research
Yao Zhang leads MSCI’s financial-engineering team in mortgage research, focusing on mortgage modeling. He holds a Master of Science degree in finance from the Illinois Institute of Technology, as well as a B.E. in computer from Nanyang Technology University in Singapore.
Research and Insights
Articles by Yao Zhang
High Speeds in Slow Lanes: A Deep Dive into Ginnie Mae VA Loans
7 mins read Blog | May 24, 2024 | Yihai Yu, Yao ZhangDespite the recent pause in the Federal Reserve’s aggressive monetary tightening, rates remain at their current high level and refinance risk has emerged in Ginnie Mae securities made up of loans backed by the U.S. Department of Veterans Affairs.